Buying Your Home the Tappe White Way!
“leading the way to your new home”


Ten steps to buying your new home:

  1.   Meet with your Tappe White real estate agent.
    Finding an agent you can trust and rely upon is the first and most important step in the buying process. Tappe White Real Estate Services has made that search easier for you by only teaming with those agents who accurately reflect the purpose, mission, and vision of our organization.

Once you chose your Tappe White agent, an initial meeting prior to house hunting will provided much needed information to the agent concerning your needs and current situation. Laying a solid foundation makes the rest of the buying process much smoother.

  2.   Establish agreement as to representation.
    Once you have met with your Tappe White agent and feel confident that he/she will well represent you in the buying process, and once the agent is able to gain an accurate understanding of your needs, an agreement should be established concerning expectations from both parties.

In order to find the best home for you in the timeframe you request, both parties must be committed to the effort. A buyer’s representation agreement enables your Tappe White agent to provide you with in-depth counsel concerning the offer and contract. Legally in the state of Texas, if a buyer’s representation agreement is not present, then the agent must still consider the best interest of the seller.

With an agreement in place, you can feel confident that your Tappe White agent will do everything within his/her power to help you find and buy the home of your dreams.

  3.   Discuss mortgage lender options with your Tappe White agent.
    In addition to finding a good real estate agent, it is also vital to the buying process to establish a solid relationship with a reputable mortgage lender. Any lender your Tappe White agent recommends will be one of the best in the field, with a solid reputation.

Certain mortgage opportunities, you might find online or on television, that seem to good to be true, probably are. Predatory lending and mortgage fraud are major issues in the real estate community. With the lead of your Tappe White agent, you will be safe in the hands of a lender you can count on, with the confidence in knowing that you received a competitive rate for the service provided.

  4.   Obtain lender approval and mortgage loan commitment.
    Before you begin to search for your next home, it’s important to clarify what price range you should be looking in. Obtaining lender approval enables you to look for the home of your dreams knowing that when you find it, it can be yours. There’s no worse feeling than finding the perfect home only then to determine that you do not qualify for the loan to fund it. Your Tappe White agent, along with your mortgage lender, will make this process quick and easy so that you can begin the hunt!

  5.   Allow your Tappe White agent to simplify and lead the home viewing process.
    Without proper leadership from your agent, the home viewing process may become overwhelming. What began as an exciting adventure may quickly become your biggest nightmare. This dilemma, however, is completely unnecessary.

Your Tappe White agent will help simplify the home viewing process by listening carefully to your needs and desires and will ONLY show you those homes that fit your description. Using their expertise, they will also provide you with additional information concerning your home options to help make your decision as clear as possible.

  6.   Prepare and present an offer to purchase that well represents your motivation to buy.
    Once you find your home, your Tappe White agent will do everything they can to help you get it! He/she will do the research necessary to determine an acceptable and competitive offering price that will give you the greatest opportunity to achieve success with your contract.

Once an offer is made, your Tappe White agent will be right beside you through the entire negotiation process to make sure that you feel confident and secure in the final investment agreement.

  7.   Complete the mortgage loan approval process with your lender.
    With pre-approval already complete, the final loan approval process should be fairly simple. Your mortgage lender will give you a detailed list of the information they need from you to finalize the loan. With solid communication taking place between you, your lender, and your Tappe White agent, you can be sure that your loan will be complete in plenty of time for closing.

  8.   Follow your Tappe White agent’s lead in choosing a qualified inspector and responding to the inspection provided.
    Even when you find the home of your dreams, you want to make sure that you are getting what you expect. There may be issues with the property that you cannot see without the direction of a professional. Your Tappe White agent will help you choose a well-qualified, reliable inspector who will provide an in-depth inspection of your future home and document any concerns of which you need to be aware.

If issues are discovered, your Tappe White agent will help you determine the appropriate response.

  9.   Prepare for closing the transaction as you are guided by your Tappe White agent and your title service professional.
    Closing time should be the best time in the entire transaction. Unfortunately, it is often times the worst. Unless you have a good agent, a reliable lender, and a proven title services professional, closing dates are often stressful, and in many cases, delayed.

Your Tappe White agent will make certain, with your agreement, that the proper relationships are in place for a successful closing.

  10.  Celebrate your purchase and enjoy your new home!
    At the end of the buying process, we want your experience with Tappe White Real Estate Services to be one that earns us the right to be your real estate company for life. A new home can be an incredible blessing. We wish you many years of happiness!

* click on each step to see the details...

 
   

817-416-9170  817-416-9041 (fax)
1560 E. Southlake Blvd Suite 246
Southlake TX 76092

information@tappewhite.com

©2005 TAPPE WHITE REAL ESTATE SERVICES. All rights reserved.